PROMOTED: 5 ways Folio’s digital wallet will make your life easier

The world has changed a lot in the past few months.

Now you have to wear a mask when you go shopping, you don’t have to wear trousers for a meeting (as long as it’s on Zoom), and everybody has become very aware of just how far two metres is. So why not take the opportunity to make some other changes?

With its secure, convenient and COVID-friendly way of storing everything you need when you go out, Folio’s digital wallet app will make life simpler in more ways than one…

1. It’s all in one

Just like a normal wallet, Folio stores everything you need in one place. That doesn’t just mean your credit and debit cards but also your ID, loyalty cards and any important documents too, so the originals can stay safe at home.

Setting everything up is simple: take a selfie and a photo of your ID so the app can use its real-time checks to verify that it’s you, then just add all the cards you want Folio to store. Now whether you need to pay for something online, prove your age, or claim those crucial loyalty points at your favourite coffee shop, Folio has you covered.

2. It’s more secure

If somebody finds your lost debit card, contactless technology means they can easily start running up a bill pretty quickly. But if somebody finds your phone and somehow manages to unlock it, getting into Folio is a different matter.

It creates a biometric key from your face, meaning it’s a step above the facial recognition your phone uses, so even in the wrong hands your cards remain safe. It also uses encryption to protect all your data, so not even Folio or any third parties can access it. It doesn’t get much safer than that.

3. You can’t lose it

Losing your normal wallet is one of the most frustrating and time-consuming things you can do. Calling up your bank and having all your cards cancelled and replaced is bad enough, but what about the ones you forget about and only remember when you go to use them for the first time?

That’s not a problem if you lose your phone. Folio allows you to make a back-up of all the app’s data in case it goes AWOL, so as soon as you get a new phone you can restore it all in seconds and carry on as if nothing happened. The back-up is just as secure as the app itself too, so only you can access it.

4. It’s more hygienic

When a cashier hands you your change in a shop or pub it’s best not to think about how many other hands have touched it. Yep, cash is filthy. Hundreds of different microorganisms have been found making their home on both coins and banknotes, and with personal hygiene a key part of the fight against coronavirus, there’s never been a better time to go cashless.

Things like Apple and Android Pay mean you only ever need to touch your phone when buying stuff, which isn’t the kind of thing you share around in the first place, but Folio also means you can digitise other cards and documents too. That helps to stop the spread of germs and keep all of us safe.

5. It simplifies sharing

With more and more aspects of our day-to-day lives being digitised, authorities around the world are beginning to trust and accept totally digital alternatives to old-fashioned analogue documentation.

With fewer and fewer people owning things like printers, scanners and fax machines, Folio’s share function allows you to securely share documents and data only with those you trust 100% – and only they will see it. It also allows you to retain total control over exactly which parts get shared, so you never have to hand over more than you’re comfortable with. What’s more, it’s all done with a single tap.

Folio is free to use on both iOS and Android. Find out more at folio.id.